Flats Loan

Today, most of the Indians (employed as well as self employed) are facing tough time buying their own flats. It is unfortunate that in spite of good income and affordability, they don’t get flat loan. Thousands of such prospective flat buyers are waiting in queue in hope of flat loan across every nook and corner of the country. But rejections often come as a hard blow to them even after they are having requisite income and skill. To help such unreached masses, we, at “Finsafe Advisors pvt ltd Flat Loans” a scheme which gives freedom from strict income documentation.

What are some parameters to decide Flats loan eligibility?

Finsafe Advisors Pvt Ltd considers multiple factors to determine flat loan eligibility, including but not restricted to:

  • The Income of all applicants
  • Age of the primary applicant
  • Number of dependents that the applicants support
  • Assets and liabilities of the applicants
  • Stability and continuity of the primary applicant’s occupation

Documents Required For Applicant

  • KYC Documents
  • Home related documents
  • Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
  • Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
  • Bank Statement for the last 6 months for the Savings Account & Current Account,
  • Copy of either Shop & Establishment License / VAT Registration or GST registration any other mandatory license / Registration
  • Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
  • Copy of Tax Deduction Certificate / Form – 16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / Self Assessment Tax paid challan
  • Copy of Educational Qualification Certificate
  • Copy of Professional Practice Certificate
  • Salary Certificate (in case of doctors having salaried income)

 

Documents Valid As Address Proof

  • Rashan Card
  • Electricity Bill
  • Mobile Bill
  • Land Line Bill
  • Passport
  • Mool Niwas Patra
  • House Tax Slip
  • Water Bill
  • Gas Bill
  • Aadhaar Card

 

Documents Valid As ID Proof

  • Pan Card ( Compulsory )
  • Aadhaar Card ( Compulsory )

Get a Quote

Now apply for Loan online, All you need to do is provide your details below application form.