HOME LOAN

Borrowing money for a home is one of the biggest transactions in an individual’s life. If you are looking to buy a house, it means you will have to take a loan from somewhere. And if you are wondering what is exactly a home loan, wonder no more! Home loans usually mean that an individual borrows money from banks or lending companies at an agreed interest rate that he has to pay back with monthly installments in the form of EMIs over a set period of time.

What is Home Loan?

A home loan is a type of loan that is used to finance the purchase of a property. Home loans are usually taken out by people who are looking to buy a house or other piece of real estate. The loan is typically repaid over a period of years, and the borrower typically makes monthly payments toward the loan principal and interest.

Get 100% Fastest Approval of Home Loan

Now getting a loan for your Home is fast & economical with Finsafe.Finance wouldn’t have any desire to make any compromise in this. That is why you enjoy the best deals Pay Secure India offers various options for financing the purchase of Business Loan across manufacturers and brands. Take advantage of our facility of speedy approvals and flexible instalment options with our transparent and simple documentation to help you buy the auto you desire.

Documents Required For Applicant

  • KYC Documents
  • Home related documents
  • Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
  • Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
  • Bank Statement for the last 6 months for the Savings Account & Current Account,
  • Copy of either Shop & Establishment License / VAT Registration or GST registration any other mandatory license / Registration
  • Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
  • Copy of Tax Deduction Certificate / Form – 16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / Self Assessment Tax paid challan
  • Copy of Educational Qualification Certificate
  • Copy of Professional Practice Certificate
  • Salary Certificate (in case of doctors having salaried income)

 

Documents Valid As Address Proof

  • Rashan Card
  • Electricity Bill
  • Mobile Bill
  • Land Line Bill
  • Passport
  • Mool Niwas Patra
  • House Tax Slip
  • Water Bill
  • Gas Bill
  • Aadhaar Card

 

Documents Valid As ID Proof

  • Pan Card ( Compulsory )
  • Aadhaar Card ( Compulsory )

Get a Quote

Now apply for Loan online, All you need to do is provide your details below application form.